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Market Commentary 30779
February, 2019 Data:
12 MONTH FORECAST
The 12 month forecast for the 6 Month CD Interest Rate is in the table at the
top of this page. Forecast-Chart.com is forecasting that 6 month Certificate of
Deposit Rates will be roughly 0.43% in one year. The table shows a HDTFA of
0.14% which suggests that the March, 2020 rate could easily fall between
0.58% and 0.29%. Forecasts for many other interest rates may be found by
clicking INTEREST RATE FORECAST at the top of this page.
5 YEAR FORECAST
Will the 6 Month Certificate of Deposit Interest Rate be higher or lower 5 years
from now?
Look at the table immediately below this paragraph. Forecast-Chart.com is
forecasting a probability of 30.3% that the 6 Month CD Interest Rate will be
higher in 5 years. The table shows a probability of 69.7% that the rate will be
lower in 5 years. (February, 2024 rate compared to the February, 2019 rate).
45 YEARS of historical data were use to calculate probabilities for
Forecast-Chart.com's 5 Year Forecast. Check this page each month for
updates to the 5 Year Forecast for the 6 Month Certificate of Deposit Interest
Rate. The forecast may change substantially as a result of movement in the
indicators used in the forecasting model.
Forecast Probability
Up 30.3%
Down 69.7%
Unchanged 0%
5 YEAR FORECAST: Various Rates
In 5 years, how high or how low is the 6 Month CD Rate likely to be?
The first line of the table below indicates that the probability of 6 Month CD
Interest Rates being ABOVE .56% in February, 2024 is 20%. The probability of
6 month Certificate of Deposit Rates being BELOW .56% in February, 2024 is
80%. Probabilities for various other rates are shown as well.
Rate Above Below
.56% 20% 80%
.54% 21% 79%
.52% 22% 78%
.49% 24% 76%
.47% 26% 74%
.45% 27% 73%
.43% 30% 70%
.41% 33% 67%
.39% 35% 65%
.37% 37% 63%
.34% 38% 62%
.32% 39% 61%
.30% 46% 54%
HISTORICAL 6 MONTH CD RATE
Average (Last 12 Months) 0.31%.
Average (Last 10 Years) 0.30%
High (Last 12 Months) 0.43% (February, 2019)
Low (Last 12 Months) 0.21% (March, 2018)
High (Since June, 1964) 17.98% (August, 1981)
Low (Since June, 1964) 0.13% (November, 2015)
MONTHLY 6 MONTH CD RATE
Mar, 2018 0.21%
Apr, 2018 0.24%
May, 2018 0.25%
Jun, 2018 0.25%
Jul, 2018 0.27%
Aug, 2018 0.29%
Sep, 2018 0.29%
Oct, 2018 0.33%
Nov, 2018 0.36%
Dec, 2018 0.38%
Jan, 2019 0.41%
Feb, 2019 0.43%
HIGHLIGHTS
The 6 Month CD Interest Rate for February, 2019 averaged 0.43%. That's 2
basis points higher than the January, 2019 rate of 0.41%, and 23 basis points
higher than the February, 2018 rate of 0.2%. The rise in rates from January to
February indicates that the short term rate trend has been up. If that market
trend continues, we should see an average daily rate in March, 2019 that is
close to 0.45%.
The average 6 Month CD Rate for the last 12 months was 0.31%. The average
rate over the last 10 years was 0.30%. The minimal difference in rates over the
last 12 months compared to the average rates over the last 10 years serve as
an indicator that the long term rate trend in 6 Month CD Rates is relatively flat.
The highest annual rate over the last 12 months was 0.43%. The lowest was
0.21%. The high annual rate was attained in February, 2019. The market low
was achieved in March, 2018.
Forecast-Chart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 5.40%.
The highest rate was 17.98%. The lowest rate was 0.13%. The market high
was attained in August of 1981. The market low was achieved in November of
2015. Recent rates experienced in February of 2019 are low relative to the
historical 5.40% average.
This page provides a five year chart and a forecast for 6 Month CD Interest
Rates. For links to longer term charts, look at the links under the five year chart
(above). One link opens a ten year chart. Another opens our longest term
graph on 6 month Certificate of Deposit Rates. Just one glance at our long term
charts can provide tremendous insight into the historical trends of the financial
markets. The data table above presents the history of the 6 Month Certificate of
Deposit Interest Rate in numerical format.
Source: Federal Deposit Insurance Corporation, National Rate on Jumbo
Deposits (greater or equal to $100,000): 6 Month CD [CD6NRJD], retrieved
from FRED, Federal Reserve Bank of St. Louis;
https://fred.stlouisfed.org/series/CD6NRJD
SignalTrend Inc. 2008 - 2019; All rights reserved.
_____________________________________________________________
Report a Problem with this Page Contact Us Privacy Policy Terms of Use/Disclosure
February, 2019 Data:
12 MONTH FORECAST
The 12 month forecast for the 6 Month CD Interest Rate is in the table at the
top of this page. Forecast-Chart.com is forecasting that 6 month Certificate of
Deposit Rates will be roughly 0.43% in one year. The table shows a HDTFA of
0.14% which suggests that the March, 2020 rate could easily fall between
0.58% and 0.29%. Forecasts for many other interest rates may be found by
clicking INTEREST RATE FORECAST at the top of this page.
5 YEAR FORECAST
Will the 6 Month Certificate of Deposit Interest Rate be higher or lower 5 years
from now?
Look at the table immediately below this paragraph. Forecast-Chart.com is
forecasting a probability of 30.3% that the 6 Month CD Interest Rate will be
higher in 5 years. The table shows a probability of 69.7% that the rate will be
lower in 5 years. (February, 2024 rate compared to the February, 2019 rate).
45 YEARS of historical data were use to calculate probabilities for
Forecast-Chart.com's 5 Year Forecast. Check this page each month for
updates to the 5 Year Forecast for the 6 Month Certificate of Deposit Interest
Rate. The forecast may change substantially as a result of movement in the
indicators used in the forecasting model.
Forecast Probability
Up 30.3%
Down 69.7%
Unchanged 0%
5 YEAR FORECAST: Various Rates
In 5 years, how high or how low is the 6 Month CD Rate likely to be?
The first line of the table below indicates that the probability of 6 Month CD
Interest Rates being ABOVE .56% in February, 2024 is 20%. The probability of
6 month Certificate of Deposit Rates being BELOW .56% in February, 2024 is
80%. Probabilities for various other rates are shown as well.
Rate Above Below
.56% 20% 80%
.54% 21% 79%
.52% 22% 78%
.49% 24% 76%
.47% 26% 74%
.45% 27% 73%
.43% 30% 70%
.41% 33% 67%
.39% 35% 65%
.37% 37% 63%
.34% 38% 62%
.32% 39% 61%
.30% 46% 54%
HISTORICAL 6 MONTH CD RATE
Average (Last 12 Months) 0.31%.
Average (Last 10 Years) 0.30%
High (Last 12 Months) 0.43% (February, 2019)
Low (Last 12 Months) 0.21% (March, 2018)
High (Since June, 1964) 17.98% (August, 1981)
Low (Since June, 1964) 0.13% (November, 2015)
MONTHLY 6 MONTH CD RATE
Mar, 2018 0.21%
Apr, 2018 0.24%
May, 2018 0.25%
Jun, 2018 0.25%
Jul, 2018 0.27%
Aug, 2018 0.29%
Sep, 2018 0.29%
Oct, 2018 0.33%
Nov, 2018 0.36%
Dec, 2018 0.38%
Jan, 2019 0.41%
Feb, 2019 0.43%
HIGHLIGHTS
The 6 Month CD Interest Rate for February, 2019 averaged 0.43%. That's 2
basis points higher than the January, 2019 rate of 0.41%, and 23 basis points
higher than the February, 2018 rate of 0.2%. The rise in rates from January to
February indicates that the short term rate trend has been up. If that market
trend continues, we should see an average daily rate in March, 2019 that is
close to 0.45%.
The average 6 Month CD Rate for the last 12 months was 0.31%. The average
rate over the last 10 years was 0.30%. The minimal difference in rates over the
last 12 months compared to the average rates over the last 10 years serve as
an indicator that the long term rate trend in 6 Month CD Rates is relatively flat.
The highest annual rate over the last 12 months was 0.43%. The lowest was
0.21%. The high annual rate was attained in February, 2019. The market low
was achieved in March, 2018.
Forecast-Chart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 5.40%.
The highest rate was 17.98%. The lowest rate was 0.13%. The market high
was attained in August of 1981. The market low was achieved in November of
2015. Recent rates experienced in February of 2019 are low relative to the
historical 5.40% average.
This page provides a five year chart and a forecast for 6 Month CD Interest
Rates. For links to longer term charts, look at the links under the five year chart
(above). One link opens a ten year chart. Another opens our longest term
graph on 6 month Certificate of Deposit Rates. Just one glance at our long term
charts can provide tremendous insight into the historical trends of the financial
markets. The data table above presents the history of the 6 Month Certificate of
Deposit Interest Rate in numerical format.
Source: Federal Deposit Insurance Corporation, National Rate on Jumbo
Deposits (greater or equal to $100,000): 6 Month CD [CD6NRJD], retrieved
from FRED, Federal Reserve Bank of St. Louis;
https://fred.stlouisfed.org/series/CD6NRJD
SignalTrend Inc. 2008 - 2019; All rights reserved.
_____________________________________________________________
Report a Problem with this Page Contact Us Privacy Policy Terms of Use/Disclosure
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Average daily rate per month for 6 month CD rates is shown in gray. The forecast for the target
month is shown in green.
month is shown in green.
| 6 Month CD Rate - Certificate of Deposit - 5 Year History |
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| 6 Month CD Rate Forecast Compare US Interest Rates |
Current Analysis & Forecast: 6 Month CD Interest Rate
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1/2016
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1/2020
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