Historical 6 Month CD Rates
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1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978
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4.43 5.63 5.21 6.00 7.89 7.66 5.22 5.02 8.31 9.98 6.89 5.62 5.92 8.61
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1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992
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11.44 12.99 15.77 12.57 9.27 10.68 8.25 6.51 7.00 7.90 9.08 8.17 5.91 3.76
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1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006
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3.28 4.96 5.98 5.47 5.72 5.44 5.46 6.58 3.64 1.81 1.17 1.74 3.72 5.23
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2007 2008 2009
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5.23 3.14 0.88
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Average annual rates for the 6 Month CD are shown in this table: 1965 to present
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Average daily rate per month for 6 month CD rates is shown in gray. The forecast for the target
month is shown in green.
6 Month CD Rate - 5 Year History
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Forecast for the average daily interest rate for the 6 month CD during the target month shown at the left.
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Updated Monday, August 9, 2010.
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Market Commentary 4795
July, 2010 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page.
ForecastChart.com is forecasting that 6 Month CD Rates will be roughly 0.63%
in one year. The table shows a HDTFA of 0.20% which suggests that the
August, 2011 rate could easily fall between 0.82% and 0.43%. Links to
Forecasts for many other interest rates may be found on the left side of this
page.
MONTHLY 6 MONTH CD RATE
2009 - Aug 0.44%
2009 - Sep 0.36%
2009 - Oct 0.31%
2009 - Nov 0.30%
2009 - Dec 0.30%
2010 - Jan 0.29%
2010 - Feb 0.30%
2010 - Mar 0.34%
2010 - Apr 0.42%
2010 - May 0.6%
2010 - Jun 0.8%
2010 - Jul 0.6%
HISTORICAL 6 MONTH CD RATE
Average (Last 12 Months) 0.42%.
Average (Last 10 Years) 2.96%
High (Last 12 Months) 0.75% (June, 2010)
Low (Last 12 Months) 0.29% (January, 2010)
High (Since June, 1964) 17.98% (August, 1981)
Low (Since June, 1964) 0.29% (January, 2010)
The 6 Month Cd Rate for July, 2010 averaged 0.62%. That's 13 basis points
lower than the June, 2010 rate of 0.75%, and 12 basis points higher than the
July, 2009 rate of 0.5%. The fall in rates from June to July indicates that the
short term rate trend has been down. If that market trend continues, we should
see an average daily rate in August, 2010 that is close to 0.49%.
The average 6 Month CD Rate for the last 12 months was 0.42%. The average
rate over the last 10 years was 2.96%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 0.75%. The lowest was
0.29%. The high annual rate was attained in June, 2010. The market low was
achieved in January, 2010.
ForecastChart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 6.36%.
The highest rate was 17.98%. The lowest rate was 0.29%. The market high
was attained in August, of 1981. The market low was achieved in January of
2010. Recent rates experienced in July of 2010 are low relative to the historical
6.36% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Market Commentary 4185
June, 2010 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page.
ForecastChart.com is forecasting that 6 Month CD Rates will be roughly 0.76%
in one year. The table shows a HDTFA of 0.24% which suggests that the July,
2011 rate could easily fall between 1.00% and 0.52%. Links to Forecasts for
many other interest rates may be found on the left side of this page.
MONTHLY 6 MONTH CD RATE
2009 - Jul 0.5%
2009 - Aug 0.44%
2009 - Sep 0.36%
2009 - Oct 0.31%
2009 - Nov 0.30%
2009 - Dec 0.30%
2010 - Jan 0.29%
2010 - Feb 0.30%
2010 - Mar 0.34%
2010 - Apr 0.42%
2010 - May 0.6%
2010 - Jun 0.8%
HISTORICAL 6 MONTH CD RATE
Average (Last 12 Months) 0.41%.
Average (Last 10 Years) 3.01%
High (Last 12 Months) 0.75% (June, 2010)
Low (Last 12 Months) 0.29% (January, 2010)
High (Since June, 1964) 17.98% (August, 1981)
Low (Since June, 1964) 0.29% (January, 2010)
The 6 Month Cd Rate for June, 2010 averaged 0.75%. That's 11 basis points
higher than the May, 2010 rate of 0.64%, and 8 basis points higher than the
June, 2009 rate of 0.67%. The rise in rates from May to June indicates that the
short term rate trend has been up. If that market trend continues, we should
see an average daily rate in July, 2010 that is close to 0.86%.
The average 6 Month CD Rate for the last 12 months was 0.41%. The average
rate over the last 10 years was 3.01%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 0.75%. The lowest was
0.29%. The high annual rate was attained in June, 2010. The market low was
achieved in January, 2010.
ForecastChart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 6.37%.
The highest rate was 17.98%. The lowest rate was 0.29%. The market high
was attained in August, of 1981. The market low was achieved in January of
2010. Recent rates experienced in June of 2010 are low relative to the historical
6.37% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Market Commentary 4109
May, 2010 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page.
ForecastChart.com is forecasting that 6 Month CD Rates will be roughly 0.65%
in one year. The table shows a HDTFA of 0.20% which suggests that the June,
2011 rate could easily fall between 0.85% and 0.44%. Links to Forecasts for
many other interest rates may be found on the left side of this page.
MONTHLY 6 MONTH CD RATE
2009 - Jun 0.7%
2009 - Jul 0.5%
2009 - Aug 0.44%
2009 - Sep 0.36%
2009 - Oct 0.31%
2009 - Nov 0.30%
2009 - Dec 0.30%
2010 - Jan 0.29%
2010 - Feb 0.30%
2010 - Mar 0.34%
2010 - Apr 0.42%
2010 - May 0.6%
HISTORICAL 6 MONTH CD RATE
Average (Last 12 Months) 0.41%.
Average (Last 10 Years) 3.06%
High (Last 12 Months) 0.67% (June, 2009)
Low (Last 12 Months) 0.29% (January, 2010)
High (Since June, 1964) 17.98% (August, 1981)
Low (Since June, 1964) 0.29% (January, 2010)
The 6 Month Cd Rate for May, 2010 averaged 0.64%. That's 22 basis points
higher than the April, 2010 rate of 0.42%, and 40 basis points lower than the
May, 2009 rate of 1.04%. The rise in rates from April to May indicates that the
short term rate trend has been up. If that market trend continues, we should
see an average daily rate in June, 2010 that is close to 0.86%.
The average 6 Month CD Rate for the last 12 months was 0.41%. The average
rate over the last 10 years was 3.06%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 0.67%. The lowest was
0.29%. The high annual rate was attained in June, 2009. The market low was
achieved in January, 2010.
ForecastChart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 6.38%.
The highest rate was 17.98%. The lowest rate was 0.29%. The market high
was attained in August, of 1981. The market low was achieved in January of
2010. Recent rates experienced in May of 2010 are low relative to the historical
6.38% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Market Commentary 4033
April, 2010 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page.
ForecastChart.com is forecasting that 6 Month CD Rates will be roughly 0.42%
in one year. The table shows a HDTFA of 0.13% which suggests that the May,
2011 rate could easily fall between 0.56% and 0.29%. Links to Forecasts for
many other interest rates may be found on the left side of this page.
MONTHLY 6 MONTH CD RATE
2009 - May 1.0%
2009 - Jun 0.7%
2009 - Jul 0.5%
2009 - Aug 0.44%
2009 - Sep 0.36%
2009 - Oct 0.31%
2009 - Nov 0.30%
2009 - Dec 0.30%
2010 - Jan 0.29%
2010 - Feb 0.30%
2010 - Mar 0.34%
2010 - Apr 0.42%
HISTORICAL 6 MONTH CD RATE
Average (Last 12 Months) 0.44%.
Average (Last 10 Years) 3.11%
High (Last 12 Months) 1.04% (May, 2009)
Low (Last 12 Months) 0.29% (January, 2010)
High (Since June, 1964) 17.98% (August, 1981)
Low (Since June, 1964) 0.29% (January, 2010)
The 6 Month Cd Rate for April, 2010 averaged 0.42%. That's 8 basis points
higher than the March, 2010 rate of 0.34%, and 112 basis points lower than the
April, 2009 rate of 1.54%. The rise in rates from March to April indicates that
the short term rate trend has been up. If that market trend continues, we should
see an average daily rate in May, 2010 that is close to 0.5%.
The average 6 Month CD Rate for the last 12 months was 0.44%. The average
rate over the last 10 years was 3.11%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 1.04%. The lowest was
0.29%. The high annual rate was attained in May, 2009. The market low was
achieved in January, 2010.
ForecastChart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 6.39%.
The highest rate was 17.98%. The lowest rate was 0.29%. The market high
was attained in August, of 1981. The market low was achieved in January of
2010. Recent rates experienced in April of 2010 are low relative to the historical
6.39% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Market Commentary 3423
March, 2010 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page.
ForecastChart.com is forecasting that 6 Month CD Rates will be roughly 0.34%
in one year. The table shows a HDTFA of 0.11% which suggests that the April,
2011 rate could easily fall between 0.45% and 0.24%. Links to Forecasts for
many other interest rates may be found on the left side of this page.
MONTHLY 6 MONTH CD RATE
2009 - Apr 1.5%
2009 - May 1.0%
2009 - Jun 0.7%
2009 - Jul 0.5%
2009 - Aug 0.4%
2009 - Sep 0.4%
2009 - Oct 0.3%
2009 - Nov 0.3%
2009 - Dec 0.3%
2010 - Jan 0.3%
2010 - Feb 0.3%
2010 - Mar 0.3%
HISTORICAL 6 MONTH CD RATE
Average (Last 12 Months) 0.53%.
Average (Last 10 Years) 3.16%
High (Last 12 Months) 1.54% (April, 2009)
Low (Last 12 Months) 0.29% (January, 2010)
High (Since June, 1964) 17.98% (August, 1981)
Low (Since June, 1964) 0.29% (January, 2010)
The 6 Month Cd Rate for March, 2010 averaged 0.34%. That's 4 basis points
higher than the February, 2010 rate of 0.3%, and 142 basis points lower than
the March, 2009 rate of 1.76%. The rise in rates from February to March
indicates that the short term rate trend has been up. If that market trend
continues, we should see an average daily rate in April, 2010 that is close to
0.38%.
The average 6 Month CD Rate for the last 12 months was 0.53%. The average
rate over the last 10 years was 3.16%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 1.54%. The lowest was
0.29%. The high annual rate was attained in April, 2009. The market low was
achieved in January, 2010.
ForecastChart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 6.40%.
The highest rate was 17.98%. The lowest rate was 0.29%. The market high
was attained in August, of 1981. The market low was achieved in January of
2010. Recent rates experienced in March of 2010 are low relative to the
historical 6.40% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Market Commentary 3347
February, 2010 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page.
ForecastChart.com is forecasting that 6 Month CD Rates will be roughly 0.30%
in one year. The table shows a HDTFA of 0.09% which suggests that the
March, 2011 rate could easily fall between 0.40% and 0.21%. Links to
Forecasts for many other interest rates may be found on the left side of this
page.
MONTHLY 6 MONTH CD RATES
2009 - Mar 1.8%
2009 - Apr 1.5%
2009 - May 1.0%
2009 - Jun 0.7%
2009 - Jul 0.5%
2009 - Aug 0.4%
2009 - Sep 0.4%
2009 - Oct 0.3%
2009 - Nov 0.3%
2009 - Dec 0.3%
2010 - Jan 0.3%
2010 - Feb 0.3%
HISTORICAL 6 MONTH CD RATES
Average Rate (Last 12 Months) 0.65%.
Average Rate (Last 10 Years) 3.21%
Highest Rate (Last 12 Months) 1.76% (March, 2009)
Lowest Rate (Last 12 Months) 0.29% (January, 2010)
Highest Rate (Since June, 1964) 17.98% (August, 1981)
Lowest Rate (Since June, 1964) 0.29% (January, 2010)
The 6 Month Cd Rate for February, 2010 averaged 0.3%. That's 1 basis points
higher than the January, 2010 rate of 0.29%, and 145 basis points lower than
the February, 2009 rate of 1.75%. The rise in rates from January to February
indicates that the short term rate trend has been up. If that market trend
continues, we should see an average daily rate in March, 2010 that is close to
0.31%.
The average 6 Month CD Rate for the last 12 months was 0.65%. The average
rate over the last 10 years was 3.21%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 1.76%. The lowest was
0.29%. The high annual rate was attained in March, 2009. The market low was
achieved in January, 2010.
ForecastChart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 6.42%.
The highest rate was 17.98%. The lowest rate was 0.29%. The market high
was attained in August, of 1981. The market low was achieved in January of
2010. Recent rates experienced in February of 2010 are low relative to the
historical 6.42% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Commentary 3271
January, 2010 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page.
ForecastChart.com is forecasting that 6 Month CD Rates will be roughly 0.29%
in one year. The table shows a HDTFA of 0.09% which suggests that the
February, 2011 rate could easily fall between 0.38% and 0.20%. Links to
Forecasts for many other interest rates may be found on the left side of this
page.
The 6 Month Cd Rate for January, 2010 averaged 0.29%. That's 1 basis points
lower than the December, 2009 rate of 0.3%, and 124 basis points lower than
the January, 2009 rate of 1.53%. The fall in rates from December to January
indicates that the short term rate trend has been down. If that trend continues,
we should see an average daily rate in February, 2010 that is close to 0.28%.
The average 6 Month CD Rate for the last 12 months was 0.77%. The average
rate over the last 10 years was 3.26%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 1.76%. The lowest was
0.29%. The high annual rate was attained in March, 2009. The low was
achieved in January, 2010.
ForecastChart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 6.43%.
The highest rate was 17.98%. The lowest rate was 0.29%. The high was
attained in August, of 1981. The low was achieved in January of 2010. Recent
rates experienced in January of 2010 are low relative to the historical 6.43%
average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Commentary 2280
December, 2009 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page.
ForecastChart.com is forecasting that 6 Month CD Rates will be roughly 0.30%
in one year. The table shows a HDTFA of 0.09% which suggests that the
January, 2011 rate could easily fall between 0.39% and 0.21%. Links to
Forecasts for many other interest rates may be found on the left side of this
page.
The 6 Month Cd Rate for December, 2009 averaged 0.3%. That's the same as
the November, 2009 rate, and 188 basis points lower than the December, 2008
rate of 2.18%. The stability of rates from November to December indicates that
the short term rate trend has been flat. If that trend continues, we should see
an average daily rate in January, 2010 that is close to 0.3%.
The average 6 Month CD Rate for the last 12 months was 0.88%. The average
rate over the last 10 years was 3.31%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 1.76%. The lowest was
0.30%. The high annual rate was attained in March, 2009. The low was
achieved in November, 2009.
ForecastChart.com's historical research covers 6 Month CD Rate data back to
June, 1964. The average annual rate during that period of history was 6.44%.
The highest rate was 17.98%. The lowest rate was 0.30%. The high was
attained in August, of 1981. The low was achieved in November of 2009.
Recent rates experienced in December of 2009 are low relative to the historical
6.44% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Commentary 2204
November, 2009 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page. We
are forecasting that 6 Month CD Rates will be roughly 0.30% in one year. The
table shows a HDTFA of 0.09% which suggests that the December, 2010 rate
could easily fall between 0.40% and 0.21%. Links to Forecasts for many other
interest rates may be found on the left side of this page.
The 6 Month Cd Rate for November, 2009 averaged 0.3%. That's 1 basis
points lower than the October, 2009 rate of 0.31%, and 253 basis points lower
than the November, 2008 rate of 2.83%. The fall in rates from October to
November indicates that the short term rate trend has been down. If that trend
continues, we should see an average daily rate in December, 2009 that is close
to 0.29%.
The average 6 Month CD Rate for the last 12 months was 1.03%. The average
rate over the last 10 years was 3.36%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 2.18%. The lowest was
0.3%. The high annual rate was attained in December, 2008. The low was
achieved in November, 2009.
Our historical research covers 6 Month CD Rate data back to June, 1964. The
average annual rate during that period of history was 6.45%. The highest rate
was 17.98%. The lowest rate was 0.3%. The high was attained in August, of
1981. The low was achieved in November of 2009. Recent rates experienced in
November of 2009 are low relative to the historical 6.45% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Commentary 2128
October, 2009 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page. We
are forecasting that 6 Month CD Rates will be roughly 0.31% in one year. The
table shows a HDTFA of 0.10% which suggests that the November, 2010 rate
could easily fall between 0.41% and 0.22%. Links to Forecasts for many other
interest rates may be found on the left side of this page.
The 6 Month Cd Rate for October, 2009 averaged 0.31%. That's 5 basis points
lower than the September, 2009 rate of 0.36%, and 406 basis points lower than
the October, 2008 rate of 4.37%. The fall in rates from September to October
indicates that the short term rate trend has been down. If that trend continues,
we should see an average daily rate in November, 2009 that is close to 0.26%.
The average 6 Month CD Rate for the last 12 months was 1.24%. The average
rate over the last 10 years was 3.41%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 2.83%. The lowest was
0.31%. The high annual rate was attained in November, 2008. The low was
achieved in October, 2009.
Our historical research covers 6 Month CD Rate data back to June, 1964. The
average annual rate during that period of history was 6.46%. The highest rate
was 17.98%. The lowest rate was 0.31%. The high was attained in August, of
1981. The low was achieved in October of 2009. Recent rates experienced in
October of 2009 are low relative to the historical 6.46% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Commentary 1137
September, 2009 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page. We
are forecasting that 6 Month CD Rates will be roughly 0.36% in one year. The
table shows a HDTFA of 0.11% which suggests that the October, 2010 rate
could easily fall between 0.47% and 0.25%. Links to Forecasts for many other
interest rates may be found on the left side of this page.
The 6 Month Cd Rate for September, 2009 averaged 0.36%. That's 8 basis
points lower than the August, 2009 rate of 0.44%, and 346 basis points lower
than the September, 2008 rate of 3.82%. The fall in rates from August to
September indicates that the short term rate trend has been down. If that trend
continues, we should see an average daily rate in October, 2009 that is close to
0.28%.
The average 6 Month CD Rate for the last 12 months was 1.58%. The average
rate over the last 10 years was 3.46%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 4.37%. The lowest was
0.36%. The high annual rate was attained in October, 2008. The low was
achieved in September, 2009.
Our historical research covers 6 Month CD Rate data back to June, 1964. The
average annual rate during that period of history was 6.47%. The highest rate
was 17.98%. The lowest rate was 0.36%. The high was attained in August, of
1981. The low was achieved in September of 2009. Recent rates experienced
in September of 2009 are low relative to the historical 6.47% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Commentary 1061
August, 2009 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page. We
are forecasting that 6 Month CD Rates will be roughly 0.44% in one year. The
table shows a HDTFA of 0.13% which suggests that the September, 2010 rate
could easily fall between 0.58% and 0.31%. Links to Forecasts for many other
interest rates may be found on the left side of this page.
The 6 Month Cd Rate for August, 2009 averaged 0.44%. That's 6 basis points
lower than the July, 2009 rate of 0.5%, and 267 basis points lower than the
August, 2008 rate of 3.11%. The fall in rates from July to August indicates that
the short term rate trend has been down. If that trend continues, we should see
an average daily rate in September, 2009 that is close to 0.38%.
The average 6 Month CD Rate for the last 12 months was 1.87%. The average
rate over the last 10 years was 3.50%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in 6 Month CD Rates is down.
The highest annual rate over the last 12 months was 4.37%. The lowest was
0.44%. The high annual rate was attained in October, 2008. The low was
achieved in August, 2009.
Our historical research covers 6 Month CD Rate data back to June, 1964. The
average annual rate during that period of history was 6.48%. The highest rate
was 17.98%. The lowest rate was 0.44%. The high was attained in August, of
1981. The low was achieved in August of 2009. Recent rates experienced in
August of 2009 are low relative to the historical 6.48% average.
This page provides a five year chart and a forecast for 6 Month CD Rates. For
links to longer term charts, look at the links under the five year chart (above).
One link opens a ten year chart. Another opens our longest term graph on 6
Month CD Rates. Just one glance at our long term charts can provide
tremendous insight into the historical trends of the financial markets. The data
table above presents the history of the 6 Month CD Rate in numerical format.
Commentary 985
July, 2009 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page. We
are forecasting that 6 Month CD Rates will be roughly 0.51% in one year. The
table shows a HDTFA of 0.15% which suggests that the August, 2010 rate
could easily fall between 0.66% and 0.35%. Links to Forecasts for many other
interest rates may be found on the left side of this page.
The 6 Month CD Rate for July, 2009 averaged 0.5%. That's 17 basis points
lower than the June, 2009 rate of 0.67%, and 263 basis points lower than the
July, 2008 rate of 3.13%. The fall in rates from June to July indicates that the
short term rate trend has been down. If that trend continues, we should see an
average daily rate in August, 2009 that is close to 0.33%.
The average 6 Month CD Rate for the last 12 months was 2.09%. The average
rate over the last 10 years was 3.55%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in the 6 Month CD Rate is down.
The highest annual rate over the last 12 months was 4.37%. The lowest was
0.5%. The high annual rate was attained in October, 2008. The low was
achieved in July, 2009.
Our historical research covers 6 Month CD Rate data back to June, 1964. The
average annual rate during that period of history was 6.49%. The highest rate
was 17.98%. The lowest rate was 0.5%. The high was attained in August, of
1981. The low was achieved in July of 2009. Recent rates experienced in July of
2009 are low relative to the historical 6.49% average.
This page provides a five year chart and a forecast for the 6 Month CD Rate.
For links to longer term charts, look at the links under the five year chart
(above). One link opens a ten year chart. Another opens our longest term
graph on the 6 Month CD Rate. Just one glance at our long term charts can
provide tremendous insight into the historical trends of the financial markets.
The data table above presents the history of the 6 Month CD Rate in numerical
format.
June, 2009 Data:
The forecast for the 6 Month CD Rate is in the table at the top of this page. We
are forecasting that 6 Month CD Rates will be roughly 0.68% in one year. The
table shows a HDTFA of 0.20% which suggests that the July, 2010 rate could
easily fall between 0.88% and 0.47%. Links to Forecasts for many other interest
rates may be found on the left side of this page.
The 6 Month CD Rate for June, 2009 averaged 0.67%. That's 37 basis points
lower than the May, 2009 rate of 1.04%, and 242 basis points lower than the
June, 2008 rate of 3.09%. The fall in rates from May to June provides evidence
that the short term rate trend is down. If that trend continues, we should see an
average daily rate in July, 2009 that is close to 0.3%.
The average 6 Month CD Rate for the last 12 months was 2.31%. The average
rate over the last 10 years was 3.59%. Lower rates over the last 12 months
compared to the average rates over the last 10 years serve as an indicator that
the long term rate trend in the 6 Month CD Rate is down.
The highest annual rate over the last 12 months was 4.37%. The lowest was
0.67%. The high annual rate was attained in October, 2008. The low was
achieved in June, 2009.
Our historical research covers 6 Month CD Rate data back to June, 1964. The
average annual rate during that period of history was 6.51%. The highest rate
was 17.98%. The lowest rate was 0.67%. The high was attained in August, of
1981. The low was achieved in June of 2009. Recent rates experienced in June
of 2009 are low relative to the historical 6.51% average.
This page provides a five year chart and a forecast for the 6 Month CD Rate.
For links to longer term charts, look at the links under the five year chart
(above). One link opens a ten year chart. Another opens our longest term
graph on the 6 Month CD Rate. Just one glance at our long term charts can
provide tremendous insight into the historical trends of the financial markets.
The data table below presents the history of the 6 Month CD Rate in numerical
format.
_____________________________________________________________
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